Features of a Consumer Proposal

Here are some of the reasons why we recommend a consumer proposal. If you would like to set up a free consultation with one of our Calgary specialists, please fill out the form below. We provide consumer proposals in Calgary, Alberta and the surrounding areas. Stop living with the stress of a potential bankruptcy and get debt relief today!

Personalized Terms of Payment

The payment terms are negotiable and can be tailored to your personal situation.

Control Of Assets

You retain control of all of your assets (e.g., car, home) in a consumer proposal and can include terms in the proposal to keep certain assets and pay for them.

Flexible Payment Periods

Settlements are arranged based on your own ability to pay, so you typically have the flexibility of a longer payment period than in a bankruptcy (up to 5 years).

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Binds Creditors to Proposal

Once the required majority of unsecured creditors accept the proposal, even the unsecured creditors who do not accept the proposal are bound by the proposal.

Independent of Income

With a consumer proposal, your payments do not rise if your income increases.

Affordable Solution

A consumer proposal is one of the most cost-effective ways for you to get out of debt.

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